Designed for those who may have struggled financially in the past, and need a second chance with opening a checking account. This account requires a small monthly maintenance fee for the first six months. All Second Chance accounts come with free telephone and online banking, as well as a free ATM card and a free box of starter checks. Opening restrictions do apply.
- Free telephone banking
- Free online banking (Inquiry only – no bill pay)
- Free ATM card and access to the Allpoint Network
- First box of checks is free
- After the account has been open for 6 months and has been managed properly (no overdrafts) the customer may “graduate” to a Start Checking with management approval